Motor Injury Insurance

Motor Injury Insurance (MII) fees

Footnotes

[1] Class 1A - Motor vehicle: Any motor vehicle used for private or business purposes and constructed principally for the conveyance of persons not included in Classes 2 to 8, inclusive. This class includes Station Wagons which have a designed seating capacity for four or more persons. (Any vehicle licensed under Regulation 70 of the Road Traffic (Vehicles) Regulations 2014 and issued with number plates in accordance with those regulations as a farm vehicle shall be entitled to a rebate of 50 percent of this premium).

[2] Class 1B - Ambulance vehicle, Fire and Emergency Services vehicle, undertakers' vehicle, motor vehicle owned and used by the Australian Red Cross Society or a vehicle owned and used by the Cerebral Palsy Association of WA Ltd, not included in Class 6. Ambulance Vehicle: Any motor vehicle constructed and used for the conveyance of sick or injured persons. Fire and Emergency Services Vehicle: Any motor vehicle owned by or under the control of the Fire and Emergency Services Authority of Western Australia. Any business owned vehicles, specifically adapted for the sole purpose of firefighting and fire prevention, licensed under a limited vehicle license, limiting it exclusively to use on a road for firefighting purposes. Undertakers' Vehicles: Any motor vehicle used solely as an undertakers' hearse or mourning coach.

[3] Class 2 - Goods vehicle: Any motor vehicle not included in Classes 3 to 8, both inclusive, constructed principally for the conveyance of goods and used for private or business purposes. This class includes a wagon, utility, tractor (prime mover type). (Any wagon licensed under Regulation 70 of the Road Traffic (Vehicles) Regulations 2014 and issued with number plates in accordance with those Regulations as a farm vehicle shall be entitled to a rebate of 50 per cent of this premium on the understanding that such vehicle will not be entitled to a further rebate under Class 2(f) and vice versa). (f) Effective for policies commencing from 01/01/2004, any vehicle within this class with tare weight of 2,500 kilos or more owned by a farmer and used solely or principally for carrying the products of, or requisites for, the owners' farming business, shall be entitled to a rebate of 50 percent of this premium.

[4] Class 3(a) - Any motor vehicle, licensed under the Road Traffic (Vehicles) Regulations 2014 and used as a Passenger Transport Vehicle for hire or reward, having more than nine seating positions including that of the driver, principally operating within a 40-kilometre radius of the GPO Perth. This excludes passenger car vehicles originally designed with nine seats or less, including driver, that have been subsequently modified to have more than nine seats (e.g. stretch limousines).

[5] Class 3(b) - Any motor vehicle licensed under the Road Traffic (Vehicles) Regulations 2014 and used as a Passenger Transport Vehicle for hire or reward, having more than nine seating positions, including driver, principally operating outside a 40-kilometre radius of the GPO Perth. This excludes motor vehicles originally designed with nine seats or less, including driver, that have been subsequently modified to have more than nine seats (e.g. stretch limousines).

[6] Class 3(c) - Any motor vehicle licensed under the Road Traffic (Vehicles) Regulations 2014 and used as an On-demand Rank or Hail (taxi) Passenger Transport Vehicle, as defined in the Transport (Road Passenger Services) Act 2018, principally operating within a 40-kilometre radius of the GPO Perth.

[7] Class 3(d) - Any motor vehicle licensed under the Road Traffic (Vehicles) Regulations 2014 and used as an On-demand Rank or Hail (taxi) Passenger Transport Vehicle, as defined in the Transport (Road Passenger Services) Act 2018, principally operating outside a 40-kilometre radius of the GPO Perth.

[8] Class 3(e) - Any bus that is not used as a Passenger Transport Vehicle for hire or reward. This includes school buses used exclusively for the carriage of children to and from school.

[9] Class 3(f) - Any motor vehicle used as a Passenger Transport Vehicle for hire or reward not included in Classes 3 (a) to 3 (e) inclusive.

[10] Class 3(g) - Hire-and-Drive-Yourself vehicle (other than motor cycles included in Class 7 (a).

[11] Class 4 - Motorcycle used for private or business purposes. Other than motorcycle included in Classes 5 (b) and 7 (a). (Any motorcycle licensed under Regulation 70 of the Road Traffic (Vehicles) Regulations 2014 and issued with number plates in accordance with those Regulations as a farm vehicle shall be entitled to a rebate of 50 per cent of this premium).

[12] Class 5(a) - Motor vehicles not included in Classes 5 (b) and 5 (c) used by the above with trade plate attached issued under the Road Traffic (Vehicles) Regulations 2014, rate per trade plate issued.

[13] Class 5(b) - Motorcycle used by the above, with Trade plate attached issued under the Road Traffic (Vehicles) Regulations 2014, rate per Trade plate issued.

[14] Class 5(c) - Tow truck as defined in the Road Traffic (Vehicles) Regulations 2014 or with Trade plate whilst being used in accordance with section 27 of the Motor Vehicle Dealers Act 1973.

[15] Class 6 - Trailer, caravan, invalid wheelchair: This class includes all vehicles issued with trailer plates, but does not include tractor (prime mover type), which is issued separately under Class 2.

[16] Class 7(a) - Motor vehicles - receiving an exemption or reduction in vehicle licence charges under regulation 71A or 84A of the Road Traffic (Vehicles) Regulations 2014; Class (b), (c) or (i) vehicle that is not a road vehicle, as defined under S.5B of the Motor Vehicle Standards Act 1989 (Commonwealth) or S5 of the Road Vehicle Standards Act 2018 as applicable to that vehicle; OR - licensed as a B class vehicle under the Road Traffic (Vehicles) Regulations 2014, and the use of the vehicle on public roads is limited in the manner directed by the CEO and only while being used in conformity with any conditions to which that approval is subject. Farm fire fighting vehicles - Any vehicle that is owned by a person engaged in the business of farming or grazing and that is fitted or adapted for the purpose of firefighting, licensed under a limited vehicle licence, limiting it exclusively to use on a road for firefighting purposes. Motorcycles - Not exceeding 75 cc including such motorcycles that are used as a hire vehicle. Any other vehicle being a motor vehicle within the meaning of the Motor Vehicle (Third Party Insurance) Act 1943 not otherwise classified.

[17] Class 7(b) - Forklifts, agricultural machines, and Special Purpose Vehicles (SPV) licensed as a B class vehicle under the Road Traffic (Vehicles) Regulations 2014.

[18] Class 8(a) - A Special Purpose Vehicle that — (a) is, or has permanently attached to it, an excavator, road roller, road grader, bulldozer, mechanical shovel, plough, rotary hoe or similar plant; and (b) is designed to be driven or controlled by a person carried in or on the vehicle; and (c) is not suitable for the carriage of any load other than accessories necessary for the operation of the vehicle; and is licensed as a C class vehicle under the Road Traffic (Vehicles) Regulations 2014.

[19] Class 8(b) - A self-propelled Special Purpose Vehicle that: (a) is designed solely or principally for lifting objects using a boom with lifting gear; and (b) only carries loads that are necessary for its own propulsion or equipment; but does not include a goods vehicle fitted with a crane apparatus or a tow truck.

[20] GST rate of 10% is charged on all premiums for policies.

[21] Short term fee (i.e. any period less than 12 months) subject to GST.